Disclaimer | ShareWave.in - Financial Advice & Affiliate Disclosure

Disclaimer

Important Legal Disclosures About Financial Content, Risks, and Affiliate Relationships

Last Updated: January 1, 2024

Important Notice

Please read this disclaimer carefully before using our website. By accessing and using ShareWave.in, you acknowledge that you have read, understood, and agree to be bound by the terms of this disclaimer. If you do not agree with any part of this disclaimer, you must not use our website.

1. No Financial Advice

The content provided on ShareWave.in is for educational and informational purposes only. All materials, including articles, analyses, calculators, and tools, are intended to provide general financial education and should not be construed as financial advice.

We are not financial advisors: ShareWave.in and its team are not registered financial advisors, broker-dealers, or investment advisors. We do not provide personalized investment advice or recommendations.

What This Means For You:

  • We do not provide buy/sell/hold recommendations for any specific securities
  • We do not offer personalized portfolio management advice
  • We do not consider your individual financial situation, risk tolerance, or investment objectives
  • Any investment decisions you make are solely your responsibility

You should consult with a qualified financial advisor, accountant, or other professional before making any financial decisions or implementing any financial strategy.

2. Investment Risks Disclosure

High Risk Warning

All investments involve substantial risk. The value of investments may fluctuate, and investors may not get back the amount originally invested. Past performance is not indicative of future results.

Specific Risks to Consider:

Risk Type Description
Market Risk Overall market movements can affect investment values
Liquidity Risk Difficulty selling investments quickly without price concessions
Concentration Risk Overexposure to specific sectors, companies, or asset classes
Inflation Risk Purchasing power erosion over time
Interest Rate Risk Bond prices typically fall when interest rates rise
Currency Risk Foreign investment value affected by exchange rate changes
Political & Regulatory Risk Government policies and regulations affecting investments

You should only invest money that you can afford to lose. Consider your financial situation, investment objectives, and risk tolerance carefully before investing.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on ShareWave.in.

Information Limitations:

  • Financial markets change rapidly, and information may become outdated quickly
  • We rely on various sources that we believe to be reliable, but we cannot guarantee their accuracy
  • Errors and omissions may occur despite our best efforts
  • Technical issues may occasionally affect data accuracy

Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to our website, or by anyone who may be informed of any of its contents.

4. Affiliate Disclosure

Transparency Notice: ShareWave.in may participate in various affiliate marketing programs. This means we may earn commissions on purchases made through our links to retailer sites, at no additional cost to you.

How Affiliate Relationships Work:

  • We may include affiliate links in our content, including product reviews, recommendations, and educational resources
  • When you click on these links and make a purchase, we may receive a small commission
  • These commissions help support our website and allow us to continue providing free educational content
  • The presence of affiliate links does not influence our content, reviews, or recommendations

Our Commitment to Integrity:

We maintain strict editorial independence. Our recommendations are based on our genuine belief in the product's value to our readers, not on the potential for commission. We only promote products and services that we believe align with our mission of financial education.

You are under no obligation to use our affiliate links. We appreciate your support when you do, as it helps us maintain and improve our website.

5. Testimonials Disclaimer

ShareWave.in may display testimonials from users or third parties about their experiences with our content or recommended products. These testimonials reflect the real-life experiences and opinions of these users.

Important: Testimonials appear verbatim except for correction of grammatical or typing errors. They are not necessarily representative of all who will use our website or products.

What You Should Know:

  • Testimonials are individual experiences and results may vary
  • We do not claim that users will achieve the same results
  • The testimonials are not intended to make claims that our products or services can be used to diagnose, treat, cure, mitigate, or prevent any disease or financial outcome
  • Some testimonials may have been shortened for clarity or brevity

6. No Professional Relationship

Your use of ShareWave.in does not create any professional relationship between you and ShareWave.in, its owners, employees, or contributors. No client, advisory, fiduciary, or professional relationship is formed by your use of this website.

What This Means:

  • We do not owe you any fiduciary duties
  • We are not acting as your financial advisor, accountant, or legal counsel
  • You remain solely responsible for your financial decisions and outcomes
  • We are not liable for any losses or damages resulting from your reliance on our content

If you require specific financial advice, you should consult with qualified professionals who can consider your individual circumstances.

8. Financial Calculators Disclaimer

ShareWave.in provides various financial calculators and tools for educational purposes. These tools are designed to help you understand financial concepts and estimate potential outcomes.

Calculator Limitations: All calculator results are estimates and approximations only. Actual results may vary significantly due to factors not accounted for in the calculations.

Important Considerations:

  • Calculators use standard formulas and assumptions that may not reflect your specific situation
  • They do not account for taxes, fees, inflation (unless specified), or changing market conditions
  • Investment returns are hypothetical and not guaranteed
  • Loan calculators assume consistent interest rates and payment schedules

These tools are for educational purposes only and should not be used as the sole basis for financial decisions. Always verify calculations and consult with financial professionals.

9. Past Performance Disclaimer

Any references to historical market performance, investment returns, or financial results on ShareWave.in are for informational and educational purposes only.

Critical Warning: Past performance is not indicative of future results. Investments can go down as well as up, and you may get back less than you originally invested.

Why Past Performance Doesn't Guarantee Future Results:

  • Market conditions constantly change
  • Economic factors that influenced past performance may not persist
  • Company-specific circumstances evolve over time
  • Regulatory environments shift
  • Global events can dramatically impact financial markets

You should not assume that future performance will be profitable or equal to historical or anticipated performance levels.

10. Limitation of Liability

To the fullest extent permitted by applicable law, ShareWave.in, its owners, employees, agents, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the website
  • Any conduct or content of any third party on the website
  • Any content obtained from the website
  • Unauthorized access, use, or alteration of your transmissions or content
  • Investment decisions made based on information from our website
  • Financial losses resulting from following any educational content

This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

12. Contact Information

If you have any questions about this Disclaimer, please contact us:

ShareWave.in Legal & Compliance Team

Email: legal@sharewave.in

Phone: +91-XXXXXXXXXX

Address: Financial District, Mumbai, Maharashtra, India - 400001

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